B2 URJC 2018 : 8A I'm broke - 8B Every little helps

Lead in

I need a dollar - Aloe Blacc

8A LANGUAGE CORNER: Dealing with money

in the red (informal): to be overdrawn
in the black (informal): to be in credit
debt: both countable and uncountable noun
to be in debt: Most university students in the USA are in debt when they finish their degree.
get into debt vs get out of debt
to withdraw money vs to make a deposit
loan (n.): amount of money that is borrowed and which must be paid back in the future
scholarship (n.): amount of money paid by a school, organization, university, etc. to a student who has a lot of ability, but not much money. This money does not need to be paid back.
get a loan vs repay a loan
have a current account vs have a savings account
be well off vs be short (or money)
buy/get something on credit vs pay cash for sth
have a good/bad credit rating: measure of sb's ability to pay back money, based on their financial history
current account (n.): a bank account that you can get money from at any time
savings account (n.): a bank account which earns a good rate of interest

Lyrics training:
Have a go at completing the lyrics of Don't worry be happy by Bobby McFerrin

Here the original music video

GRAMMAR CORNER: wishes; I hope; It's time

If you wish to practice this, check out the following links:

8 B LANGUAGE NOTES: Phrasal Verbs - money

pay sb/sth back or pay back sb/sth
pay sth off or pay off sth: He paid his student loan off.
to rip sb off / rip off sb (v.) informal: He ripped the tourists off.
rip-off (n.): This restaurant is a complete rip-off.
a mortgage (n.)
to put sth down (on sth) or put down sth (on sth): to pay part of the cost of sth and promise to pay the rest later: I've put down the initial 1000 euros the owner was requesting.
to come to: The restaurant bill came to $350.
to save up: She's saving up for the Lenny Kravitz concert.

B2 URJC 2018